When a worker has an injury, all US states have a structure of laws designed to provide multiple benefits to that injured worker. These laws are referred to as workers' compensation and the laws define the benefits, identify all of the parties, and dictate the manner and method for dispensing such benefits. Since every employee, by definition, must work for some employer, when there is a dispute over the benefits or the injury itself, these two primary entities find themselves in conflict within the system. These controversies are thereafter resolved through either negotiation or trial, and the practice of representing the employer side is referred to as workers' compensation employer defense.
Video Workers' compensation employer defense
Examples
The system itself involves billions of dollars in payments per year and involves a broad spectrum of a sub-communities of different and often conflicting interests and individuals
For example, the major entities in most US state systems are:
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- Judges
- Lawyers (for both sides)
- Hearing Representatives or Hearing Officers
- Insurance company claims examiners
- Third party administrators for self-insured employers and their examiners
- Injured workers (employees)
- Employers
- Doctors and various medical providers
- Bill collectors for the doctors and other providers
- Interpreters
- Court reporters
- Photocopy companies
- Private investigators
- Bill reviewers
- Professional reviewers of requests for medical treatment
- Expert witnesses
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The attorneys who regularly perform this kind of work do so with such frequency that their practice becomes specialized, and states have endeavored to acknowledge and control this focus by certification or licensing of the practitioners as designated specialists within the field, after appropriate education, time and successful testing has been accomplished.
Maps Workers' compensation employer defense
External links
- Workers Compensation Resources
- List of US Workers' Compensation Insurers
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